What’s Involved in SMSF Tax Planning
With the right guidance, you can legally minimise tax and grow your retirement savings:
- Guidance on concessional & non-concessional contributions
- Capital gains tax (CGT) planning & discount eligibility
- Tax treatment of income in accumulation vs pension phase
- Applying franking credits & offsets
- Year-end tax strategies and compliance checks
What’s Included in Our SMSF Taxation Service
Tax Strategy & Advice
- Contribution caps & timing
- Tax-free pension phase planning
- CGT discount eligibility
- Fund-level tax optimisation
Compliance Support
- ATO obligations & lodgements
- End-of-year SMSF tax review
- Segregated vs unsegregated asset strategies
- SuperStream & tax data management
Optional Add-ons
- Pension establishment and documentation
- Coordination with your accountant or adviser
Frequently Asked Questions
SMSFs generally pay 15% on income in accumulation phase, and 0% on pension phase earnings—subject to meeting ATO conditions and thresholds.
Yes, eligible expenses such as administration, audit, insurance and investment advice may be deductible within the fund.
The ATO may apply excess contributions tax. We help you monitor and manage your contributions to avoid this.