What We Do in SMSF Pension Setup
We help you setup, document and maintain your pension income stream from your super that meets ATO obligations:
- Set up account-based or transition to retirement pensions (TRIS)
- Determine and manage minimum drawdown amounts
- Allocate investments between pension and accumulation accounts (where required)
- Complete documentation and minutes
- Annual reviews to ensure ongoing compliance
What’s Included in Our Pension Service
Setup & Documentation
- Establish pension accounts
- Create member documentation and minutes
- Confirm eligibility and preservation age
- Lodge forms with ATO and administrator
Drawdown & Strategy
- Calculate minimum drawdown obligations
- Split assets between pension and accumulation
- Ensure pension phase tax exemptions
Frequently Asked Questions
You must have reached your preservation age and met a condition of release, such as retirement or reaching age 65.
Yes, once you’re in retirement phase, earnings on pension assets are generally tax-free (subject to transfer balance cap thresholds). Your personal income tax will depend on your age and situation, and type of pension received.
Yes, the ATO requires you to draw a minimum percentage based on your age. We’ll calculate this for you annually and ensure compliance.